*{margin:0;padding:0;box-sizing:border-box}
:root{--red:#40454e;--black:#14161a;--white:#ffffff;--gray:#666}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--black);background:var(--white);line-height:1.6}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
a{color:inherit;text-decoration:none}

header{border-bottom:1px solid #eee;position:sticky;top:0;background:var(--white);z-index:10}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:800;font-size:22px;letter-spacing:-.5px}
.logo span{color:var(--red)}
.btn{display:inline-block;background:var(--red);color:#fff;font-weight:700;padding:13px 28px;border-radius:40px;transition:transform .15s ease,background .15s ease;border:2px solid var(--red)}
.btn:hover{background:#2b2f36;transform:translateY(-2px)}
.btn--ghost{background:transparent;color:var(--black);border-color:var(--black)}
.btn--ghost:hover{background:var(--black);color:#fff}
.nav-btn{padding:9px 20px;font-size:14px}

.hero{background:linear-gradient(180deg,#fff 0%,#f2f3f5 100%);padding:80px 0 90px;text-align:center}
.hero h1{font-size:clamp(30px,6vw,54px);font-weight:800;letter-spacing:-1px;line-height:1.1;max-width:820px;margin:0 auto 22px}
.hero h1 span{color:var(--red)}
.hero p{font-size:clamp(16px,2.5vw,20px);color:var(--gray);max-width:560px;margin:0 auto 34px}
.hero .btn{font-size:18px;padding:16px 44px}
.hero .note{margin-top:16px;font-size:13px;color:#999}

section{padding:64px 0}
.section-head{text-align:center;max-width:640px;margin:0 auto 48px}
.section-head h2{font-size:clamp(24px,4vw,36px);font-weight:800;letter-spacing:-.5px;margin-bottom:14px}
.section-head h2 span{color:var(--red)}
.section-head p{color:var(--gray);font-size:17px}

.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{border:1px solid #eee;border-radius:16px;padding:30px 26px;transition:box-shadow .2s ease,transform .2s ease}
.card:hover{box-shadow:0 14px 34px rgba(20,22,26,.12);transform:translateY(-4px)}
.card .ico{width:52px;height:52px;border-radius:14px;background:#e8eaed;color:var(--red);display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:18px}
.card h3{font-size:19px;font-weight:700;margin-bottom:8px}
.card p{color:var(--gray);font-size:15px}

.steps{background:var(--black);color:#fff}
.steps .section-head h2,.steps .section-head p{color:#fff}
.steps .section-head p{color:#bbb}
.steps .grid{grid-template-columns:repeat(3,1fr)}
.step{text-align:center;padding:10px}
.step .num{width:54px;height:54px;border-radius:50%;border:2px solid var(--red);color:var(--red);font-weight:800;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 18px}
.step h3{font-size:18px;margin-bottom:8px}
.step p{color:#bbb;font-size:15px}

.cta{text-align:center;background:#f2f3f5}
.cta h2{font-size:clamp(24px,4vw,38px);font-weight:800;letter-spacing:-.5px;margin-bottom:14px}
.cta h2 span{color:var(--red)}
.cta p{color:var(--gray);font-size:17px;max-width:520px;margin:0 auto 30px}
.cta .btn{font-size:18px;padding:16px 46px}

.prose{max-width:800px;margin:0 auto;text-align:center}
.prose p{color:var(--gray);font-size:17px;margin-bottom:18px}
.prose p:last-child{margin-bottom:0}
.adv{max-width:760px;margin:30px auto 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px 30px;text-align:left;padding:0}
.adv li{list-style:none;padding-left:30px;position:relative;color:#2a2a2a;font-size:16px;line-height:1.5}
.adv li::before{content:"\2764";color:var(--red);position:absolute;left:0;top:1px}
.cities{max-width:820px;margin:26px auto 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px}
.cities span{border:1px solid #3a3a3a;border-radius:30px;padding:8px 18px;font-size:15px;color:#eee;transition:border-color .15s ease}
.cities span:hover{border-color:var(--red)}

.faq{max-width:760px;margin:0 auto}
.faq details{border-bottom:1px solid #eee;padding:20px 4px}
.faq summary{font-weight:700;font-size:17px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--red);font-size:24px;font-weight:400}
.faq details[open] summary::after{content:"\2212"}
.faq p{color:var(--gray);font-size:15px;padding-top:12px}

footer{border-top:1px solid #eee;padding:40px 0;text-align:center;color:#999;font-size:14px}
footer .logo{font-size:20px;margin-bottom:12px}

.legal{padding:56px 0}
.legal .wrap{max-width:820px}
.legal h1{font-size:clamp(26px,4vw,40px);font-weight:800;letter-spacing:-.5px;margin-bottom:8px}
.legal h1 span{color:var(--red)}
.legal .updated{color:#999;font-size:14px;margin-bottom:34px}
.legal h2{font-size:20px;font-weight:700;margin:34px 0 12px}
.legal p{color:#333;font-size:16px;margin-bottom:14px}
.legal ul{margin:0 0 14px 22px}
.legal li{color:#333;font-size:16px;margin-bottom:8px}
.legal a{color:var(--red);text-decoration:underline}
.legal .box{background:#f2f3f5;border:1px solid #e2e5e9;border-radius:14px;padding:22px 26px;margin:20px 0}
.legal .box p:last-child{margin-bottom:0}

.footer-nav{display:flex;flex-wrap:wrap;justify-content:center;gap:8px 22px;margin:8px 0 16px}
.footer-nav a{color:#666;font-size:14px}
.footer-nav a:hover{color:var(--red)}

@media(max-width:820px){.grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.grid{grid-template-columns:1fr}.hero{padding:56px 0 64px}section{padding:48px 0}}